2025 Salary Breakdown: How Much Do Indians Need to Earn in Singapore?
Thinking about studying and working in Singapore? For Indian students, Singapore offers high salaries, excellent universities, and promising career growth. Knowing the average salary, cost of living, and job prospects helps you plan your study abroad journey, especially for 2025 admissions.
Average Graduate Salary in Singapore for Indian Students: 2025 Guide
- Average starting salary: SGD 3,800–5,500/month (2025)
- Top sectors: Finance, Tech, Engineering
- Post-MS/MBA salary: SGD 6,500–10,000/month
- Cost of living for students: SGD 1,200–2,000/month
- Source: Singapore Ministry of Manpower, 2025
Singapore consistently ranks as one of Asia’s top destinations for Indian students seeking a strong return on investment. With robust demand for STEM and business graduates, Singapore offers one of the highest average pays in the region to freshers and experienced professionals alike.
Top Universities in Singapore & Salary Prospects (2025)
| University | QS World Rank 2025 | Tuition Fees/Year (SGD) | % International Students | Avg. Graduate Salary (SGD/mo) |
|---|---|---|---|---|
| National University of Singapore (NUS) | 8 | $17,000–$41,000 | 30% | 5,200–8,300 |
| Nanyang Technological University (NTU) | 26 | $18,000–$39,000 | 25% | 5,000–8,000 |
| Singapore Management University (SMU) | 65 | $20,000–$38,000 | 20% | 4,800–7,000 |
| Singapore University of Technology & Design (SUTD) | 429 | $26,000–$38,000 | 19% | 4,500–6,900 |
The above figures highlight Singapore’s focus on high-quality education and its lucrative job market, particularly for graduates from top-ranked universities.
Eligibility & Required Exams for Indians (2025)
- 12th standard or Bachelor’s with minimum 70–80% for UG/PG
- English proficiency: IELTS, TOEFL, or PTE Academic scores accepted
- GRE/GMAT scores for MS/MBA programs (varies by course)
- SOP, Letters of Recommendation, and academic transcripts required
- Some programs require extra entrance tests or portfolio (Design/Architecture)
Explore related test guides like the SAT for undergraduate admissions, or the GRE for graduate studies.
Fees & Scholarships for Indian Students in Singapore (2025)
| Program/Degree | Annual Tuition Fee (SGD) | Est. Living Cost/Year (SGD) | Popular Scholarships |
|---|---|---|---|
| Undergraduate (BTech, BBA, etc.) | $18,000 – $28,000 | $12,000 – $18,000 | SINGA, NUS Global, SMU Dato Kho Hui Meng |
| Postgraduate (MS, MBA) | $22,000 – $45,000 | $14,000 – $20,000 | Lee Kong Chian, Nanyang Scholarship |
Apply early to maximize your chance of securing scholarships for Indian students. Get tips and a list of global options on our scholarships page.
Cost of Living in Singapore for Indian Students (2025)
| Expense Type | Monthly Cost (SGD) | Monthly Cost (INR, approx.) |
|---|---|---|
| Accommodation (shared/private) | 1,500 – 3,500 | ₹90,000 – 2,10,000 |
| Food | 300 – 600 | ₹18,000 – 36,000 |
| Transportation | 90 – 120 | ₹5,400 – 7,200 |
| Utilities | 100 – 200 | ₹6,000 – 12,000 |
| Miscellaneous | 200 – 500 | ₹12,000 – 30,000 |
Singapore’s cost of living is much higher than India’s, but salaries and campus work opportunities help balance expenses. Also read: Cost comparisons for other top study destinations.
Singapore Student Visa & Post-Study Work Options (2025)
- Apply for the Student Pass after receiving your university admission
- Submit proof of funds, acceptance letter, and valid passport
- Working part-time allowed: up to 16 hours/week in term, full-time in vacations
- On graduation, apply for a Long-Term Visit Pass (post-study work permit): valid up to 1 year
- Many Indians apply for Employment Pass (EP) or S Pass afterwards based on job offer
Singapore’s transparent visa system makes it easy for high-achieving graduates to transition to the workforce. Discover full details about Singapore work visas for Indians.
Sector-wise Average Salary in Singapore for Indian Graduates
| Industry | Avg. Monthly Salary (SGD) | Avg. Monthly Salary (INR) |
|---|---|---|
| Information Technology | 6,500 – 12,000 | ₹4.0L – 7.4L |
| Banking & Finance | 7,000 – 15,000 | ₹4.5L – 9.5L |
| Healthcare & Pharma | 5,000 – 10,000 | ₹3.1L – 6.2L |
| Engineering & Construction | 4,500 – 9,500 | ₹2.8L – 5.9L |
| Education & Research | 4,000 – 7,500 | ₹2.5L – 4.7L |
| Hospitality & Tourism | 3,000 – 6,500 | ₹1.8L – 3.9L |
Tech, finance, and healthcare remain the highest paying sectors for new Indian graduates. Exploring global high salary jobs can further guide your course selection.
Average Salary in Singapore by Experience (2025)
| Experience Level | Avg. Monthly Salary (INR) |
|---|---|
| 0–2 years | ₹2.8 lakhs |
| 2–5 years | ₹3.1 lakhs |
| 5–10 years | ₹4.1 lakhs |
| 10–15 years | ₹4.8 lakhs |
| 15–20 years | ₹5.6 lakhs |
| 20+ years | ₹6.0 lakhs |
Your earning potential grows quickly in Singapore, with qualified professionals often seeing a 35–50% increase within their first 7 years of experience.
Fastest Growing Job Roles & Highest Paying Jobs (2025)
| Job Role | Salary Growth (%) | Avg. Salary (SGD) | Avg. Salary (INR) |
|---|---|---|---|
| AI & Machine Learning Engineer | 15% | 10,500 – 15,000 | ₹6.9L – 9.9L |
| Blockchain & Crypto Analyst | 12% | 8,000 – 13,000 | ₹5.3L – 8.6L |
| Cybersecurity Expert | 10% | 9,000 – 14,000 | ₹5.9L – 9.3L |
| Medical Researcher (Biotech) | 8% | 7,500 – 12,000 | ₹4.9L – 7.9L |
| Data Scientist | 8% | 10,000 – 15,000 | ₹6.6L – 9.9L |
Job roles in technology and financial innovation are in highest demand, making Singapore an attractive career launchpad for Indian STEM students.
Top Paying Companies in Singapore (2025)
| Company | Avg. Monthly Salary (SGD) | Avg. Monthly Salary (INR) |
|---|---|---|
| Accenture | 14,785 | ₹9.8L |
| KPMG | 13,550 | ₹9.0L |
| PwC | 9,890 | ₹6.5L |
| Deloitte | 8,850 | ₹5.8L |
| EY | 7,280 | ₹4.8L |
Leading global consultancies and tech firms in Singapore offer competitive salary packages and excellent growth paths for talented Indian graduates.
In summary, Singapore remains one of the most rewarding global study destinations for Indian students. With transparent career pathways, strong starting salaries, and world-class universities, investing in a Singapore education delivers both high ROI and outstanding long-term prospects.
FAQs on Singapore Salary Guide for Indians: What’s a Good Pay in 2025?
1. What is a good salary in Singapore for Indians?
A good salary in Singapore for Indians typically ranges from SGD 6,000 to SGD 10,000 per month for mid-level professionals. This amount allows comfortable living, covering rent, daily expenses, and modest savings, especially if you have no dependents. Senior roles may command higher salaries, exceeding SGD 12,000 per month, depending on industry, experience, and job profile.
2. Is $20,000 SGD per month a good salary in Singapore?
Yes, an income of SGD 20,000 per month is considered an excellent salary in Singapore. It is well above the national average, offering a high standard of living, premium housing, international schooling options, and significant saving potential.
3. Is 70,000 SGD a good salary in Singapore?
A total salary of SGD 70,000 per year (about SGD 5,800 per month) is considered good for single professionals or couples without children, covering comfortable housing, food, transport, and moderate savings. For a family, it may require careful budgeting, especially if renting private property.
4. Is 5000 USD a good salary in Singapore?
A monthly salary of USD 5,000 (around SGD 6,700) is above the average wage in Singapore. It allows for moderate comfort, good accommodation, and routine savings, especially for single foreign professionals or couples without children.
5. What is the average salary in Singapore per month?
The average monthly salary in Singapore is about SGD 5,070 (2023 data), according to the Ministry of Manpower. Salaries vary significantly by industry, experience, and qualifications. Professionals in fields like IT, finance, and engineering typically earn above this average.
6. What is the minimum salary in Singapore per month?
There is no official minimum wage for all sectors in Singapore. However, certain sectors like cleaning, security, and landscaping have mandated Progressive Wage Models with sector-specific minimums (e.g., cleaning sector: about SGD 1,600-2,000 per month as of 2024).
7. What is the average salary in Singapore for foreigners?
The average salary for foreigners in Singapore typically ranges from SGD 4,000 to SGD 7,000 per month in skilled professional roles. Actual salaries depend on industry, experience, and position. Entry-level roles may offer lower pay, while managerial and specialist jobs can pay much higher.
8. What is a good salary in Singapore per month?
For most professionals, a good monthly salary in Singapore is considered to be SGD 6,000 to 8,000 or more, especially if you plan to comfortably afford private housing, dining, entertainment, and some savings. Factors like family size, lifestyle, and home location will affect what is 'good' for you.
9. What is the average salary in Singapore by industry?
Average salaries in Singapore vary by industry (2023 data):
- Finance & Banking: SGD 7,000-12,000
- Information Technology: SGD 6,000-10,000
- Healthcare: SGD 4,500-7,000
- Engineering: SGD 5,000-8,000
- Education: SGD 3,500-6,000
10. What is a good salary in Singapore for a family of 4?
For a family of four in Singapore, a monthly salary of SGD 10,000-15,000 is considered comfortable, allowing quality housing, good education, healthcare, transport, and leisure. Living costs are higher for larger families, especially with private schooling or expatriate lifestyles.
11. What is the average salary in Singapore by age?
The average salary in Singapore by age (2023 data):
- 20s: SGD 3,000 - 4,500
- 30s: SGD 5,000 - 7,000
- 40s: SGD 6,000 - 9,000
- 50s+: SGD 7,000 - 10,000
12. What is the average salary in Singapore for Indians?
The average salary in Singapore for Indians holding skilled jobs is typically SGD 4,500 to 8,000 per month. Higher salaries are possible in sectors like IT, finance, and engineering, particularly for those with advanced qualifications and experience.
